Na ZEC eye nàxɔ US ƒe asixɔxɔ ƒe ɖeɖe le esi
Titina - Dɔkeke 10
Nya si le axa sia dzi nye nyatakaka gbogblɔ, menye se alo asixɔxɔ ƒe aɖaŋu o. US ƒe asixɔxɔ ƒe sewo trɔna, eyata kpɔ wò nɔnɔ me kple asixɔxɔ ƒe aɖakpɔla. Se siawo katã ƒe ƒeƒe tɔxɛwo le IRS me, eye woɖe wo kpɔ le October 2026 me kple Publication 526 (na 2025 ƒe asixɔxɔ ƒe ŋlɔɖiwo) kple IRS ƒe axa si nye 2025 ƒe asixɔxɔ ƒe se.
TL;DR
- IRS bua ZEC be enye nusi ame ƒe tɔ, eyata ZEC ƒe nunana nye nunana si menye ga o
- Ne nèɖe asi le ZEC ŋu le ƒe ɖeka wu, zi geɖe nàte ŋu aɖe eƒe asi le market me tɔ eye màxɔ capital gains tax le dzidzɔ si vae la ŋu o
- Ne nèɖe asi le eŋu le ƒe ɖeka alo le eƒe me, wò ɖeɖe nye nusi nèxɔe kple eƒe asi le market me, eye wòatsɔ si le eme sue wu la
- Na nunana si le $250 alo wu, èhia agbalẽ si charity la ŋlɔ
- Ne eƒe asi wu $500, nàtsɔ Form 8283 aɖo. Ne eƒe asi wu $5,000, èhia qualified appraisal hã
- Àte ŋu axɔ ɖeɖe la ko ne nèwɔ itemize. Ɖeɖe yeye na ame siwo menɔ itemize wɔm o, si adze egɔme le 2026 me, kpɔ cash ƒe nunana ko, menye ZEC o
Ame kawoe axa sia ƒe?
- US ƒe asixɔxɔ ƒe ame siwo di be woana ZEC na charity
- Nunanaƒoƒola siwo di be woƒe nunana nanɔ ɣaɣla [private] le ɖoɖonu dzi eye woaxɔ ɖeɖe hã
Ne ènye charity la ƒe dɔwɔla, kpɔ Xɔ ɣaɣla ƒe nunanawo abe US nonprofit ene.
Ɣaɣla le ɖoɖonu dzi, gake charity la nyae
Nunana ɣaɣla [shielded] dea gaƒe, wò gaɖoƒe ƒe dzesi, kple charity la ƒe gaƒe ɖe dukɔ blibo ƒe nɔnɔme me o. Asixɔxɔ ƒe ɖeɖe nye ɣaɣla ƒe ƒome bubu: na nunana ɖeka sia ɖeka si le $250 alo wu, charity la ele be wòanya ame si nènye be wòate ŋu aɖo agbalẽ ɖa na wò, eye ne eƒe asi wu $5,000 la, wò appraiser kple charity la katã aɖe asi le wò Form 8283 ŋu.
Eyata, àte ŋu anɔ ɣaɣla tso dukɔ blibo gbɔ eye nàxɔ ɖeɖe la hã. Màte ŋu anɔ dzɔdzɔe na charity la eye nàxɔe na nunana si le $250 alo wu o.
Nusiwo nèhia
Mɔfiame ƒe kplɔɖeŋu
Fiame 1: Kpɔ esi nèɖe asi le ZEC ŋu
- Ƒe ɖeka wu: ZEC nye capital asset, eyata enye capital gain property. Zi geɖe àte ŋu aɖe eƒe asi le market me le ŋkeke si nènae (Publication 526, IRS FAQ, Q34–Q35)
- Ƒe ɖeka alo le eƒe me: Wò ɖeɖe nye wò cost basis (zi geɖe nusi nèxe na eŋu) kple eƒe asi le market me le ŋkeke ma, eye wòatsɔ si le eme sue wu la (IRS FAQ, Q35)
Ne nèxɔ ZEC le ɣeyiɣi vovovo me, na tso lot si nèɖe asi le eŋu le ƒe ɖeka wu me eye nàŋlɔ fiẽ si nèzã.
Fiame 2: Kpɔ charity la
Na wòanya be habɔbɔ la ate ŋu axɔ nunana si asixɔxɔ ƒe ɖeɖe le, eye nàxlẽ nusi wogblɔ tso crypto ƒe receipt ŋu. Charity aɖewo meɖoa acknowledgment ɖa na crypto kpɔ o. Afika nàna nunana ZEC gblɔ nusi wòƒe sia wòƒe gblɔ.
Fiame 3: Ɖo nunana la ɖa eye nàgblɔ na charity la ame si nènye
- Ɖe gaɖoƒe ƒe dzesi la tso charity la ƒe nunana ƒe axa ŋutɔ dzi
- Ɖo tso wò gakotoku ɣaɣla me
- Ne charity la ƒe gaɖoƒe ƒe dzesi ɣaɣla le, de wò ŋkɔ kple email le nya kpui me, alo zã mɔ si wode ɖe woƒe nunana ƒe axa dzi
Fiame 4: Ŋlɔ eƒe asi le ŋkeke ma
Ŋlɔ ŋkeke kple gaƒoƒo, ZEC ƒe agbɔsɔsɔ, eƒe US dollar ƒe asi le ɣeyiɣi ma me, kple afi si nèxɔ asi la tso. Dzra gaɖoɖo [transaction] ƒe ID la ɖo. Kpɔ Dzra nuŋlɔɖiwo ɖo kple ɣaɣla ƒe ZEC.
Fiame 5: Xɔ agbalẽ ƒe akpeɖeŋu
Na nunana ɖeka sia ɖeka si le $250 alo wu, èhia agbalẽ ƒe akpeɖeŋu si charity la ɖo le ɣeyiɣi ma me. Eɖea nusi ZEC nèna la me, gake menoa asi na eŋu o. Èhia be nàxɔe hafi wòaɖo wò asixɔxɔ ƒe ŋlɔɖi ɖa, alo ɣeyiɣi si wòele be nàɖoe ɖa kple extension, ne esia va le tsã (Publication 526).
- Wu $500 eye va se $5,000: Ɖe Form 8283, Section A me
- Wu $5,000: Ɖe Section B me. Èhia qualified appraisal tso qualified appraiser gbɔ, eye charity la aɖe asi le form la ŋu. Crypto menye publicly traded security na se sia o, eyata appraisal la le wò ŋu ne hã ZEC ƒe asi le market me (Publication 526, CCA 202302012). Publication 561 gblɔ nusi woyɔ be qualified appraisal kple ɣeyiɣi si wòele be woawɔe
Fiame 7: Bia ɖeɖe la le wò asixɔxɔ ƒe ŋlɔɖi me
Bia ɖeɖe la le Schedule A me, si fia be èwɔ itemize. Nunana siwo nye capital gain property na dukɔ ƒe charity geɖewo katã zi geɖe wode se 30% le wò adjusted gross income ŋu, eye àte ŋu atsɔ si susɔ la ayi ŋgɔ (Publication 526).
Ne mèwɔ itemize o
Tso asixɔxɔ ƒe ƒe 2026 me, ame siwo menɔ itemize wɔm o ate ŋu aɖe charity ƒe nunana si va se $1,000 ($2,000 na srɔ̃ kple srɔ̃ siwo ɖoa ŋlɔɖi ɖeka) le woƒe asixɔxɔ me. Ɖeɖe sia na cash ko. Nunana si menye ga o abe ZEC ene mekpɔ ɖeɖe o (IRS: One Big Beautiful Bill ƒe provisionwo).
Ne mèwɔ itemize o, ZEC ƒe nunana akpe ɖe charity la ŋu hã, gake maye woaɖe wò asixɔxɔ o.
Vodada siwo nàƒo nu le
- Dzra ZEC dzra gbã eye nàna dollars, si ate ŋu ana nàxe capital gains tax si nàte ŋu afɔ ɖa
- Na ZEC si nèɖe asi le eŋu le ƒe ɖeka alo le eƒe me eye nàɖe eƒe market value blibo
- Na nunana le dzɔdzɔe me eye nàle receipt lalam
- Megblɔ appraisal na nunana si wu $5,000, elabena ZEC ƒe asi le market me
- Bu ɣeyiɣi si nèxɔ ZEC si nèna la gbe
Ɖoɖo
Àte ŋu:
- Na ZEC le ɣaɣla me le ɖoɖonu dzi
- Xɔ agbalẽ siwo nèhia be nàbia ɖeɖe
- Nanya hafi nàna be ɖeɖe la akpɔ wòa
Ƒeƒewo
Nya siwo kplɔe ɖo
Fiame si kplɔe ɖo
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